SIP Calculator
See how your monthly investments can grow with the power of compounding.
Investment Details
₹
₹1K₹1L
%
1%30%
yrs
140
Results
Maturity Value
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Amount Invested₹0
Est. Gains₹0
Amount Invested
Maturity Value
How it works
SIP maturity is calculated with monthly compounding: FV = M × [((1+i)^n − 1) / i] × (1+i), where M is the monthly investment, i the monthly return rate and n the total months. This assumes each instalment is invested at the start of the month. Mutual fund returns are market-linked and never guaranteed — treat the projection as an illustration, not a promise.
How is SIP maturity calculated?
Future Value = M × [((1+i)^n − 1) / i] × (1+i), where M is the monthly investment, i the monthly return rate and n the number of months.
What is a good expected return for SIP?
Indian equity mutual funds have historically delivered 10–14% annualised over long periods, but returns are never guaranteed. Use a conservative 10–12% for planning.